News & Insights

For the past 10 years, the Frost Total Return Bond Fund has consistently held an overall five-star rating from Morningstar, Inc. for all three of its share classes: FIJEX, FATRX and FAJEX. The Frost Total Return Bond fund is managed by Director of Fixed Income and Senior Fund Manager Jeffery Elswick, who, along with a team of analysts, brings over 20 years of investment experience. The Morningstar ratings provide an understandable monthly indicator of an investment’s potential. For more information visit: www.morningstar.com

Frost Investment Advisors, LLC (“we”, “us”, “our firm”), is registered with the Securities and Exchange Commission (SEC) as an investment adviser. Brokerage and investment advisory services and fees differ. Free and simple tools are available to research firms and financial professionals at www.investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers and investing.

©2025 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. The Morningstar Rating™ for funds, or “star rating”, is calculated for managed products (including mutual funds, variable annuity and variable life sub-accounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The Morningstar Rating does not include any adjustment for sales loads. FIJEX was rated against 529 (overall); 529 (three years); 485 (five years); 365 (ten years) short-term bond funds and received a Morningstar Rating of 5, 5, 5 stars (three, five and ten years). FAJEX was rated against 529 (overall); 529 (three years); 485 (five years); 365 (ten years) short-term bond funds and received a Morningstar Rating of 4, 5, 5 stars (three, five and ten years). FATRX was rated against 529 (overall); 529 (three years); 485 (five years); 365 (ten years) Large Growth funds and received a Morningstar Rating of 4, 5, 5 stars (three, five and ten years). To see current performance and to learn more about our star funds visit frostinv.com or call us at (800) 438-4891.

The Frost Funds are distributed by SEI Investments Distribution Co. which is not affiliated with Frost Investment Advisors, LLC or its affiliates.

©2025 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE.